Hanging on for 2 more years!
Saturday, May 25, 2013
This is all about weighing my wants and needs. I want to quit my second job. I want to take the Certificate in Business Analysis program being offered at the University of Washington. I want to live my life in the present and not wallow in the past or dream myself into the future to where I am unaware of the present.
I need to be cleaning my house and preparing dinner for my guests for tonight. I need to be able to pay my bills and put money aside in savings for a rainy day.
So, in trying to balance my wants and needs I sat down this morning a looked at how much money I make at my 1st job. I started at my gross pay and subtracted out the taxes and deductions to get to my net pay. Then I looked at my bills. Estimating for the entire year and which month the annual bills are due in. Then I added in payments to get my smaller debts to zero by the end of the year. I decided that after all debts were paid I needed a minimum of $500 to feed, clothe, and entertain myself.
After all of these calculations were in and I took a good look at the numbers I came to the realization that I really do need to wait 2 more years before quitting my second job. May of 2015 I will walk out the door and find out what it is like to work only one job!
I refuse to live my life around work, I have done that for so much of my life that I don't know what to do if I am not working anymore. Because of this refusal I have to wait on school. I will come back to this question again next year and if I have been able to focus and save, and choose to use my savings instead of continuing to pay interest I might be able to shorting my time line by 9 months and quit in September 2014.
Until then back to work!