Uh. Home damage.
Wednesday, January 11, 2017
There are always unexpected costs with owning a home. Right now I had to initiate an insurance claim for home damage. It began when I noticed moisture seeping up between the planks of the nice cherry floors in my office addition.
I thought that there might be a drainage problem with my basement. My handyman friend Tony came over today, and told me no. My problem began all the way up at the roof.
The ice dams have built up between the addition and the main part of the home. Tony pointed out the gutters are separating from the house due the weight of ice.
Inside the house the ceiling is wet where the addition joins the main house.
And the carpet is wet down below in the dining room. Outside, Tony pointed out there the moisture has run all the way from the roof through the walls; it is seeping out and forming ice at the foundation. (the photo below is looking down at the ground from my deck)
So I have called the insurance adjuster, and I have called someone to remove the ice dam. It's nerve-wracking and scary waiting to find out if there is mold inside the walls. And waiting to find out how much damage there is.
I'm afraid my beautiful home office will have to be torn apart and rebuilt, and that the roof will have to be replaced. And I had a BIG claim last year (storm damage) so I worry about losing my insurance coverage.
Views of my home office (now a library and music room). It's a little untidy, but not as chaotic as it was when I was working!
Oh well there is not much more I can do. Repairs will require insurance approval and licensed contractors. I have to take it just one day at a time, one challenge at a time. The contractor who did the addition (10 years ago) hasn't returned my calls. (EDITED TO ADD: he did call me back within 48 hours, and he was very helpful). I'm hiring someone to remove the roof dams as soon as possible. And I am sure the insurance adjustor will call me. I THOUGHT that my metal roof protected me from ice dam damage. I was wrong to make that assumption.
And a beautiful relaxing view from the home office window, so I can close on a more relaxing note.